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And attempting to circumvent this can result in your Steam account being banned or locked. It's against the ToS, so I wouldn't advise trying it, and I also wouldn't advise publicly broadcasting your intention to do so.
Yes. Pay in CAD.
Anything else violates steams tos and you can try charging more for the projects in other regions to cover these fee's or have them pay in your currency instead and let them pay for the conversion fee's.
And what's wrong about? Are you a region hopper?
Because region hoppers?
If you want your account to be locked for this reason, then you surely have to do.
I know a relatively easy solution: Contact the Canadian bank to make your payment method with particular billing address, so you can buy games legitimately.
And simply there's not a lot of need to support USD for Canadians simply because you happen to maintain a supply of both currencies. I don't think most digital stores with regional price let you use arbitrary currencies. If any PC game stores do, you should shop from them.
Steam DB. Search the game and check the price history.
But as others have said, you cannot change your currency to one other than that specified for your Steam store region.